INFORMATION

Updated:
BundleID:
com.quadpay.quadpay
Version:
1.194.2
Size:
87M
Category:
Shopping
Required:
Android
Rating:
Publish:
2023-10-31
Price:
Free
Developer:

WHAT'S NEW

Bug fixes

Zip App SCREENSHOT

【图】Zip(截图1)【图】Zip(截图2)【图】Zip(截图3)

Zip App DESCRIPTION

Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app.

Split payments into 4 easy installments, pay over 6 weeks¹, and enjoy shopping at millions of online and in-stores.
If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds.

SPLIT ANY PURCHASE IN 4¹
Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeks¹. Get an instant decision³, with no long application forms or hassle.

USE ZIP WHERE YOU WANT², ONLINE OR IN-STORE
Install our app and use Zip (previously Quadpay) pretty much anywhere² you to shop now and pay later — whether online or in-store. To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores².

THE SMART ALTERNATIVE TO CREDIT CARD INTEREST
Our buy now, pay later platform helps you pay for your shopping in 4 payments¹ and is a smart alternative to credit card interest. When you use Zip (previously Quadpay), there is no impact on your credit score — ever. We’ll let you know when installments are due, so you’re on top of your split payments & purchases.

If you’re a great deal finder, you’ll love Zip, which allows you to shop now, pay later in 4 payments¹. Zip is a great alternative to credit so that you can get the things you need and easily split payments.

HOW DO I USE ZIP?
Install the app and link your payment card to start shopping in millions of online and in-store retailers.
Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa².

Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app.
Update or change your account details, including payment method, at any time.
Get answers to frequently asked questions and contact our support team directly from the app.

CONNECT WITH US

For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.

https://www.instagram.com/quadpay/

¹For a $200 purchase, you’d make four $51 payments every two weeks starting today for a 34.7% annual percentage rate and a total of payments of $204. A $4 installment fee is charged at commencement – you pay $1.00 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $3.00 is included in your future payments. A minimum purchase of $35 is required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere financing through Zip issued by WebBank, and subject to credit approval.

²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

³eligibility criteria apply

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Zip App DOWNLOAD

Free DownloadGoogle PlayOfficial Website

App REVIEWS

SpiderSi

My experience with this app has been mixed due to it being completely unreliable. The login process is restarted any time you leave the app, even with the screen open. On multiple occasions this app has stopped the process of using a one-time card because I did one other thing on my phone (like answer a call). The entire transaction on the app is erased, 1-time card, current transaction, etc. Yet, the money for the partial payment is still taken from my funding source. This is not good, Quadpay.
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We are so sorry for the issues you're experiencing. We would be happy to step in and help out. When you have a moment, please email us at appreviews@quadpay.com with any previous case numbers for reference. Thanks!

Alex

Great concept, and the physical card is nice, but the customer service is trash. I received a used item, when purchasing something new from a merchant they work with, yet I'm getting no assistance from their support team. I've emailed screenshots, given descriptions of the issue, and yet I get generic responses that a trained monkey could send back - via email reply. They offer no assistance AT ALL. I'd recommend using Klarna, instead, seeing as you can actually get support assistance. Shame
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Thank you for your review, Alex. We're sorry to hear that your experience with our customer support has not met your expectations. If there is anything specific we can help with, please let us know at us-appreviews@care.zip.co. We would be more than happy to address your concerns and help out. We're looking forward to hearing from you!

lee

Nothing but positive experiences., Zip has been great to use for those of us that need something now, but just don't have the $$ to buy right then and there. No 30% interest fees like Affirm, small fee of 4.00 total, lots of places to use, even on bills like AT&T, or other utilities. These people seem to want to help people, not make money from those that don't have very much to use in the 1st place.
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This is what we love to hear! We’re so happy you’re loving the Zip experience. If you ever want to chat, please reach out to us at us-appreviews@care.zip.co. We’re always here to help! 💜

Guest

Nice app. Once you get the hang of it, this is an easy app to use. There are offers for additional deals (wholesale clubs, shipping services, etc) and they change randomly. Their customer service is nice and responsive; usually quick to resolve any issue with your account. My only complaint at this time, they need to accept more credit cards, there are a few major institutions they do not support. I would recommend Zip Pay... thank you Zip!
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We appreciate your review and are thrilled to hear that you're enjoying the Zip app! Your satisfaction is important to us, and we're always here to make your experience even better. If there's anything we can do to turn your experience into a 5-star one, please reach out to us directly at us-appreviews@care.zip.co. We're ready to assist you!

Christin

Love this app, very reliable, been with them when they were quadpay and I have never been disappointed. Customer service is always helpful and my issues gets resolved in a timely manner, totally recommend. (EDITED) I recently tried to use ZIP for payments only to find out it can't be used in my State, I live in Vermont, this is very disappointing because I was not notified, I also made a purchase a few weeks and didn't have any issues, I should have been notified about this change.
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Thank you for being such a loyal Zip customer! This review truly made our day :)

Adrian

Pretty well rounded app, unlike after pay, this app allows you to make purchases through a browser on any site with a virtual credit card. In other apps you have to use the money in approved storefronts only. One of the things that kinda gets annoying is how often the failure to pay happens. The error 404 that pops up. Happened to me several times but gets fixed after a few hours.
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Thank you for your review, Adrian. We're sorry to hear about the trouble you're having paying your installments. If there's anything specific Zip can help you with, please don't hesitate to contact us at us-appreviews@care.zip.co. Our team is always ready to help!

Don

This app is absolutely garbage. It's confusing as all hell to use, the instructions are vague, and the option to pay thru the app doesn't show up at all. I've never had an app stress me out so much, especially as a first time user. Definitely sticking to klarna and afterpay. Not worth the headache.
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We're sorry to hear that you've had a frustrating experience with the app, Don. It's important for app developers to receive feedback from users to improve the app. If you have specific concerns or issues, please contact us at us-appreviews@care.zip.co. Your feedback can help us make improvements to enhance the user experience.

Carlos

This app is constantly being updated and now I feel it's worthy of the five stars, as it used to be quite full of glitches and slow when trying to shop, but it's much snappier than it's ever been. Very easy to use, with legal disclaimers readable and enough button taps so you can't accidentally make purchases. I'm pleased.
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We're thrilled to hear about your improved experience with the Zip app! We're here to ensure your shopping experience remains enjoyable and hassle-free. If you ever have more feedback in the future, feel free to reach out to us at us-appreviews@care.zip.co. Happy shopping, and thank you for the five-star review! 🌟

WuKong

It just works, I've had no issues with Zip. I fill my cart, I click the Pay with Zip button it shows me what I'll be paying today and over the next 3 payments, the agreement is made and I check out. Simple, sweet, to the point.
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Thank you for your review! We are so happy to hear you’re enjoying the Zip app. If there is anything we can do to turn your experience into 5 stars, please don’t hesitate to let us know at us-appreviews@care.zip.co. 😊

sherry

I love this app. Its so helpful, and makes purchasing certain things, that you may would have had to save up for before buying, possible by splitting the cost into 4 equal payments. The first due when you make the purchase, and then 3 more payments with 1 due every 2 weeks for the next 6 weeks. Its a great app. And was a tremendous help to me when i needed to buy a new mattress. I ordered it, used quadpay and received my new mattress 2 days later. I highly recommend quadpay. I love ZIP!!
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You've summed it up nicely! Zip is indeed a great way to manage your payments and make shopping more affordable. Thanks for sharing your positive experience, and we hope you have a fantastic time shopping for Christmas with Zip! 🎄📱🎁

Guest

Horrible customer service experience. My card expired and their system will not allow me to add a new one. My phone calls are never answered. The chat queue is always over 100 and once you do get to a representative they tell you they have to escalate the issue! Meanwhile I am incurring late fees and no support is being offered. Use Klarna or afterpay and save yourself the trouble! ***UPDATE I love Zip. They fixed my issue and haven't had a problem since. It's definitely worth a try***
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Thank you for your updated review! We are so thrilled to hear our support team was able to resolved your problem with the app. We appreciate you continued to choose Zip as your preferred payment method 💜

The

Great until something goes wrong. (EDIT) Contacted the Escalations email and they were able to do a one-time exception to cancel and refund my order. Very adamant about the "one time" aspect. This still means you should be wary of using Zip with any small businesses that don't have an automated refund system which allows them to ghost you (even if you've used them successfully in the past, things change).
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We are so sorry to hear our team hasn't resolved your request yet! Please reach out to us at us-appreviews@care.zip.co and someone from our Escalations Team will be sure to follow up ASAP.

Amanda

Love the app. It really helps me be able to afford things that I need or want, and I love that it rewards you for making payments on time. My only critique is that I wish they could make it a little easier at checkout. I'm not a fan of having to copy and past the zip debit card number, and then have to change the payment method. I feel like this could be simplified a little more.
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We're thrilled to hear that you love the app and that it helps you afford the things you need and want. Your feedback is valuable, and we understand your point about streamlining the checkout process. We're continually working to improve the user experience, so your input is greatly appreciated. Thank you for using Zip! 💜

Stephani

Pro's - can be used just about everywhere. Con's - I've been a user since 2020. I've used them 16 times, totaling $1,600, and I've, not one time, been late or skipped a payment. I've either paid early or on time. I took a break from shopping and now I'm at a $50 spending power and just pay off FIVE purchases to increase that. Seriously?! That is absolutely absurd. The just no reason for that. I've more than proved I'm responsible.
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Thanks for your review! Zip determines your spending power based on your repayment behavior and payment history. With each Zip purchase request, we evaluate your qualifications to determine your maximum spending power. If you have any questions about how this process works, please don't hesitate to reach out to us at us-appreviews@care.zip.co.

Stephen

I'm so glad these apps exist. I've bought items from stores like Best Buy, but have just now realized I can pay (some)bills in 4 payments. Saved me from having my phone service suspended for two weeks. I truly recommend this app for this particularly purpose. It can truly save you in a bind. Had a $346 dollar phone bill that I had to pay in full to keep my service. Didn't know what I was going to do. Then I accidentally hit this app and boom. Paid $88 and my phone bill is paid. Bi-Weekly/8weeks.
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We're thrilled to hear that Zip has been a lifesaver for you, Stephen! It's great to know that you've found it useful for managing bills and making essential payments. Your recommendation means a lot, and we're here to assist you whenever you need it. Thank you for sharing your positive experience! 💜

Guest

I enjoy using the Zip, which was previously Quadpay. It's very convenient. There is no deep personal information needed. Your cellphone number, your debit, credit card, or bank account. Once entered, the system verifies your account and gives you your sending credit. As you continue to make payments on time, they increase your spending credit. Try it.
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This is what we love to hear! We’re so happy you’re loving the Zip experience. If you ever want to chat, please reach out to us at us-appreviews@care.zip.co. We’re always here to help! 🙌

Kevin

Amazing app that worked great for months for me. One day, they randomly locked my account for no reason. I've never missed a payment. Took over 45 days for them to unlock it and they requested very personal information to do so. Their support is worthless. They will also bombard you with emails and texts as "reminders" for upcoming payments multiple times a week.
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Hi, Kevin. Thank you for your review. Please reach out to us with the details of your concern at us-appreviews@care.zip.co so that we can investigate. We look forward to resolving this.

Ashley

Very Helpful, first got Zip figure it would be a good way to split some non-essential purchases up. I found out it was for way better than that. When I had a bill due but didn't have all the funds to pay it. Just so happens the company I needed to was listed in Zip's catalog of places you could use their services at. And then I got the card that allowed me to use it in stores that didn't have a scan feature and unlock alot more options. Long story short download it you won't be sorry.
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Delighted to hear your positive Zip experience, Ashley! It's versatile, covering both non-essential buys and unexpected bills, with the added bonus of an in-store card. Your story and recommendation are greatly appreciated. If you have further feedback or questions, feel free to reach out at us-appreviews@care.zip.co. Happy shopping with Zip! 💜

Guest

Quadpay (Zip) was the first pay over time platform I used. When they came out, they were great. Now that I've been using every platform for several years, I can say that Zip has lost the most of my business. They continue to go downhill and provide more reasons to move on seemingly every few months. Zip has lowered my limit to lower than any other platform, they have the highest pay in 4 fees, and the most issues. That said, you can use it anywhere, so I still use it when it makes sense.
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We sincerely apologize for the troubles you've had within our app. When you have a moment, please update the app to the most recent version. If you continue to experience troubles, please let us know at us-appreviews@care.zip.co and someone from our team will follow up ASAP.

Daniel

Nice program to use in a pinch. If you've fallen into tight spot, this lets you split it up a purchase into 4 payments with the first payment being the down payment basically. Lately, the app itself has had a hard time loading so I haven't been able to use it. Somebody needs to get on this and fix it. Out of 18 apps on my phone, this is the only one that gives me a problem.
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Thank you for your review, Daniel. Please reach out to us with the details of your concern at us-appreviews@care.zip.co so that we can investigate. We look forward to resolving this.